Celebrating One Year in Nepal
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The Nepal loan program started in December, 2019 with five sites in remote areas of Western Nepal. Within one year all five qualified for additional funds and six new sites were added. They are great at keeping funds fully invested. Of the $16,500 received by Nepal, $16,496 is currently invested in 80 loans. 
Ramdulari was one of the first TCP Global borrowers in Nepal. She repaid her loan of 25,000 Rupees ($219) in August. Thanks to the loan, she was able to build a hothouse to extend the growing season for cucumbers.  
With few employment opportunities in the rugged terrain of  western Nepal, people in the Shivalaya Rural Municipality typically sought work in the Gulf States. The less fortunate did 3D work (Dangerous, Dirty, and Demeaning) in India. Since the COVID lockdown, all returned to Nepal. TCP loans help them develop new opportunities to earn a living.
Through a partnership with TCP Global, Paschim Jajarkot Bikash Samaj (PJBS) received $1500 to start a loan program to serve the community. Of the first seven borrowers, six opted to raise goats and one is starting a grocery store. Loans will be repaid in March, 2021.
Niruta and her husband used to work in India. She says" We have a desperate time amid lockdown."Thanks to a TCP Global loan,  she purchased 5 goats and plans to add more. She is excited about their prospects to better support their family. 

Success in Nepal is directly attributable to former Peace Corps language instructor, Yogi Kayastha, who connects TCP Global to effective micro-loan partners in under-served areas. 
Despite a 12 hour time difference, Yogi and the TCP Global team find ways to do periodic planning meetings. 

Yogi visits remote loan sites to report back on progress.
Niranjana took a 3 month sewing course, then used a loan to buy 3 sewing machines to create a training center. Earnings increased from 5,000 Rupees per month sewing clothes to 15,000. Her new dream is to expand to train 40 students. 
PJBS provides training to raise pigs and goats and grow turmeric. 
Radhika has a family of five to feed. She writes,"Despite of working my shoes off all around the year, we are left with no saving. ... During hard times we have to rely on loans with high interest from money lenders and merchants."  With a 25000 Rupee loan from TCP Global she bought 4 Hi-breed goats to expand an existing business.  "I have gained confidence and enthusiasm ... I feel I can overcome the poverty and improve my livelihood with the effort."
DDAM (above) is one of the newest additions in Nepal, as of December 12, 2020, followed by NCDC - Namsaling Community Development Center and LIBIRD - Local Initiatives for Biodiversity, Research and Development on December 29th and 30th.  
Overcoming poverty is not a task of charity. It is an act of justice. Like slavery and apartheid, poverty is not natural. It is man-made and it can be overcome and eradicated by the actions of human beings. ..... Nelson Mandela
How you can support TCP Global:

1) Connect us, like Nepal RPCV Michelle did, with new loan partners in your country 

2) Forward this notice so others can learn from Marvin how a little capital can have a huge impact. 

3) Volunteer like Kenney, to mentor a loan program in a country you know well

4) Make a donation like Tim Lawler of Miami

Why I support TCP Global  

Almost 50 years ago, I served as a Peace Corps Volunteer in Colombia.  I can think of no single other experience that has had such an impact on the trajectory of my life: my career, my friends, where I have chosen to live, my view of the world, and even my overall level of happiness.  Living and working with Colombians taught me so many of
the beliefs and behaviors that I had grown up thinking were unalterable are, in fact, choices.  

My years in Colombia were life changing.  I believe that my donations to TCP over the last 20 years have been life changing for some of the recipients—and some have told me as much.  A $300 loan coupled with dedication and skill can mean greatly improved nutrition for children; funds for books and uniforms to keep kids in school; moving a family out of poverty; dignity.  The impact of some of these changes may seem small today.  While I celebrate the small changes, I also bank on their impact fifty years from now!

Tim Lawler served as a Peace Corps Volunteer in Colombia and served as Director for Outreach and Counseling at Peace Corps until his retirement. 
For more info, contact
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