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This episode of W.I.T. from John has me looking back at the huge increase this year in interest rates on savings vehicles and reflecting on how that change benefits us as savers.
Click on the picture to watch the 4 minute video!
Three Things Worth Sharing

Going into a new year, many people have financial items on their goals list.  Here’s one you might add:  saving money on your spending by simply asking to do so.  The article starts off a bit slow but has some really useful nuggets in it. 

Do you have a case of old floppy disks sitting in your basement that you want to get rid of?  OR maybe you could use some floppy’s for a history or art project?  You might want to get in touch with this guy, who is running a thriving business – in 2022! - selling and recycling floppy disks.

As the snow stacks up in Wisconsin and around the country, take a break from looking at piles of snow by checking out these beautiful up-close picture of individual snowflakes.  Some of the images are truly stunning.
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Happy New Year and best wishes for 2023!
About the 'What I'm Thinking' Series
I do a lot of reading and thinking about personal finance so that our clients don’t have to and I periodically share my thoughts through this series of short recordings & emails - which I’ve creatively titled ‘What I’m Thinking’!
Over time there will be some topics that appeal to everyone, some that will be mildly interesting and some that only folks who are really into personal finance will find useful - which is just perfect.  Take whatever is useful to you from these and ignore the rest - in fact I give you permission to just hit the delete button if it sounds Iike more work than fun to listen!

Mark Twain once said ‘I was going to write you a short letter but I didn’t have time, so I’m writing you a long one.’  That concept really resonates with me, so I work really hard to keep these episodes short and digestible.  I hope you find them interesting - please share it with others that might enjoy it as well! 
Let me know your thoughts about this episode in the comments section on YouTube or via
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