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This episode of W.I.T. from John has me thinking about how we make decisions, and how we decide afterwards if we made "the right decision".
Click on the picture to watch the 5 minute video!
Three Things Worth Sharing

I saw my first ‘stock market prediction for 2023’ article early in December. Economists from sixteen of the most well-informed and influential investment houses were asked how they think the S&P 500 will do in 2023; the answers ranged from -9% to +10.5%. My takeaway: nothing like a 20-percentage-point range of prediction to reinforce that no one – not even the best and brightest – has any idea what the stock market will do in the short term. 

The Madison-based Clean Lakes Alliance runs an annual contest to guess the date when Lake Mendota will freeze over.  The link has some interesting info from the Wisconsin Climatology Office about lake ice records and the history of freezing & thawing of the 2nd largest natural inland lake in Wisconsin.

Take a few minutes in the midst of wrapping presents and making cookies to read this great article about the music of the perennial holiday classic “A Charlie Brown Christmas.”
About the 'What I'm Thinking' Series
I do a lot of reading and thinking about personal finance so that our clients don’t have to and I periodically share my thoughts through this series of short recordings & emails - which I’ve creatively titled ‘What I’m Thinking’!
Over time there will be some topics that appeal to everyone, some that will be mildly interesting and some that only folks who are really into personal finance will find useful - which is just perfect.  Take whatever is useful to you from these and ignore the rest - in fact I give you permission to just hit the delete button if it sounds Iike more work than fun to listen!

Mark Twain once said ‘I was going to write you a short letter but I didn’t have time, so I’m writing you a long one.’  That concept really resonates with me, so I work really hard to keep these episodes short and digestible.  I hope you find them interesting - please share it with others that might enjoy it as well! 
Let me know your thoughts about this episode in the comments section on YouTube or via
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