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After a volatile 2022, what should we expect from our investments next year?  This episode of W.I.T. from John has me thinking about how the stock market has historically reacted after midterm elections. 
Click on the picture to watch the 3 minute video!
Three Things Worth Sharing

Researchers at Penn State have developed an EV battery that can charge up to about 70% capacity in about 10 minutes.  With current EV batteries typically taking 30+ minutes to charge, this could be a meaningful discovery. 

Hedge funds typically charge a 2% fee plus 20% of profits for access to their managers’ stock picking skills, all while being subject to basically no rules or oversight.  The superior skill of the hedge fund manager is supposed to buffer sophisticated investors from market declines.  This article from Bloomberg casts light on how that’s been going lately.  Want to hazard a guess as to whether it is the fund managers or the customers that are making out like bandits?

Just for Fun – Following up on last edition’s comedy wildlife pictures, this article from NPR highlighting the winners of the regular Wildlife Photographer of the Year competition is worth a look.  There is a nice description of how the winners got their shots, and the gallery of runners-up is pretty impressive.
About the 'What I'm Thinking' Series
I do a lot of reading and thinking about personal finance so that our clients don’t have to and I periodically share my thoughts through this series of short recordings & emails - which I’ve creatively titled ‘What I’m Thinking’!
Over time there will be some topics that appeal to everyone, some that will be mildly interesting and some that only folks who are really into personal finance will find useful - which is just perfect.  Take whatever is useful to you from these and ignore the rest - in fact I give you permission to just hit the delete button if it sounds Iike more work than fun to listen!

Mark Twain once said ‘I was going to write you a short letter but I didn’t have time, so I’m writing you a long one.’  That concept really resonates with me, so I work really hard to keep these episodes short and digestible.  I hope you find them interesting - please share it with others that might enjoy it as well! 
Let me know your thoughts about this episode in the comments section on YouTube or via
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