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Dear Readers,
Here we are, already into Year Four of our newsletter. During this time, our wonderful editor Martina Rexrode has nearly completed her degree at the University of Delaware, majoring in English with a minor in Women & Gender Studies. She has been kept busy honing her craft of writing and editing as she prepares this publication each month, carefully researching industry data, including housing market trends and statistics, as well as featuring local retail stores, restaurants & restaurant specials, local events, local photographers, featured listings and recently sold properties...and so much more. One of our favorite monthly features includes our pet adoption section. We like to think it helps all those little loves find their forever home. As a matter of fact, they almost always do!
We thank you, our valued Readers, for so much positive feedback over the years. Now it's time to make our newsletter even more inclusive and informative, featuring topics and inquiries interesting and meaningful to you. We'll be standing by as we look forward to your feedback and ideas and, perhaps, even contributed articles.
On behalf of our entire collaborative team, Harry, Jay, Martina, and me, we wish you all the best 2023 has to offer!
Thank you,
Sandra
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Delaware:
Thurs., January 19: Grand Opening & Ribbon Cutting for KW Bayside Office
Thurs., January 19: DIY Winter Hats at Rehoboth Beach Public Library
Fri., January 20: Gentle Yoga at South Coastal Library
Fri., January 20: Hike the Indian River Inlet Bridge
Fri., January 20: Teen Movie Night at Lewes Public Library - "Top Gun Maverick"
Tues., January 24: Tiny Art Contest & Show
Thurs., January 19 - Wed., January 25: 2023 Newark Restaurant Week
Wed., January 25: PAWS for Reading at South Coastal Library
Fri., January 27: The Launch - Tribute to Queen, Boston, & Styx at Milton Theatre
Sat., January 28: Poe on Stage at Lewes Public Library
Fri., January 27 - Sun., January 29: Fire & Ice Festival - Lights, Camera, Action!
Tues., January 31: Story Time Stars - Chinese New Year Storytime
Sun., February 5: Lewes Polar Bear Plunge
Ocean City, MD:
Mon., January 23: Kids Pottery (Ages 6+) at the Art League of OC
Wed., January 25: Children's Icicle and Snowflake Crafts at the OC Library
Fri., January 27: Dine & Paint Experience with Rosenfeld's
Sat., January 28: Adult Pottery Class (1 Hour) at the Art League of OC
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Want to be featured next month? Click the link below to share the best local meal you had in 2022!
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Best Practices for Business Owners Living in Multiple States
by Sarah Bull
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As an entrepreneur, your business' success is clearly a top priority. However, you also want to make sure you're enjoying your personal life when you're not on the job. Multi-state living is one way to get the best of both worlds. You can set up shop in a state with favorable business conditions while living in your preferred location, for example, by the beach. This guide provides tips and tools to help business owners manage multi-state living.
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The Top 9 Most Charming Delaware Small Towns
Only in DE
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If you're a Delaware native, you must be familiar with the small town charm of the first state from one county to the next. Whether you're from slower lower or upstate Delaware, there are unique aspects all around that you couldn't find anywhere else. An article from Only in Your State lists nine of the best small towns in Delaware based on things like their natural beauty, the kindness of their people, and the restaurants that are available. To point out just a few, the article names Rehoboth Beach, Fenwick Island, and Bethany Beach, proving that life at the beaches, however small, is always better. Read the full article here and see if your town is one of the best!
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Adoptable Local Dog & Cat
Worcester County Humane Society
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Velveeta/Charlie Brown
Adult Norwegian Forest Cat
Adopt Me!
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How Buydowns Could Help Your Client
by Lori Martin
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Are you concerned about the interest rates?
A temporary interest rate buydown is a powerful option for savvy buyers! A temporary buydown allows the seller to prepay some of the interest on a fixed-rate mortgage in exchange for a discounted interest rate for the first one to two years of their mortgage, after which the interest rate reverts to the full note rate for the remainder of the mortgage. As leading economic forecasters are all predicting rates to drop later in 2023– why not buy now before the spring market causes price to rise – and take advantage of a buydown rate?
Benefits to you as a Buyer:
- Money can be saved upfront when purchasing a home
- A lower initial interest rate may result in a lower initial mortgage payment
- The money saved can be used for other expenses associated with homeownership
- Any unused funds will be applied as a loan principal reduction if the loan is paid off before the buydown period has ended.
Benefits to the Seller:
- A buydown may help in avoiding price reductions
- The cost incurred may be a tax write-off
- A concession may foster goodwill in the process of selling a home in a changing market
- Homes are more appealing to a larger group of homebuyers, especially in a rising rate environment
If you’d like to discuss how buydown options could benefit you, please contact me today!
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Featured Testimonial
Owen R.
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“I have had the opportunity to witness the communications craft of Sandra Erbe. Timely, precise and well-scripted is her output, The input is thoughtful, tactful and seriously connected. Now I know how strong marketing and communications skills display and what it takes to stay at the top of your game.”
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