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QCARE Now Designating Employers with Responsible Texas Injury Benefit Programs

The Association for Responsible Alternatives to Workers’ Compensation (ARAWC, pronounced “A-Rock”) announced in January the official designation for a “Qualified Compensation Alternative for Recovering Employees.” QCARE is a simple, no-cost and voluntary designation to recognize employers with a responsible Texas injury benefit program that satisfies high industry standards.

The response to the news has been tremendous. Many respected employer programs (comprising more than 300,000 Texas workers, so far) are now covered by the QCARE designation. “This is a great thing for both Texas employers and Texas workers,” notes Bill Minick, chairman of PartnerSource, which is a member of ARAWC. “The QCARE designation shows you care for your employees and don’t simply ‘nonsubscribe’ or ‘Opt Out’.  It promotes the employer’s good reputation and also provides a stronger defense of any negligence liability claim. Employees also like QCARE’s confirmation of quality, transparent work injury protection.”

Initial reviews from industry leaders have been favorable. Texas Tribune published this op-ed by Ryan Brannan, immediate past Commissioner of Texas Workers' Compensation:  In 2020 and Beyond, Here’s How to Protect More Injured Texas Workers.”

Most PartnerSource clients have injury benefit programs already in place that meet these high standards. We encourage you to contact your PartnerSource Team Leader or Director today about applying for your company’s QCARE designation.

Webinar: PartnerSource VISION: 2020 "Seeing QCARE Clearly"

30-minute Webinars on March 24th and 26th

How much do you know about QCARE, the most important Texas injury benefit development in almost 20 years? Join us for a special webinar featuring PartnerSource experts answering questions, like:

  • What is QCARE?
  • Why are rebranding and industry standards needed?
  • How can PartnerSource help get you the QCARE designation?
  • What does it mean for the industry?

RSVP to reserve your spot on either Tuesday, March 24th, 10:00-10:30 a.m. Central Time; or Thursday, March 26th, 2:00-2:30 p.m. Central Time. There is no cost to attend.

As your partner in responsible Texas injury benefit programs, your team at PartnerSource is pleased to provide industry leadership and education on this important development. This webinar is offered as part of our commitment to innovation through our PartnerSource: VISION 2020 initiative.

Open Season on DWC Annual Reporting

You might have skipped Groundhog Day earlier this month (all over again!), and you may not get the day off for Texas Independence Day next month ... But don’t miss your annual and monthly reporting to the State of Texas. Employers that do not provide Texas workers' compensation coverage must submit two types of forms to the Division of Workers Compensation:

DWC Form-005, Employer Notice of No Coverage or Termination of Coverage

  • Notifies DWC that an employer does not have traditional workers’ compensation
  • This form must be filed with DWC every year between February 1 and April 30.  So, it’s “open season”!  
  • This is a “PartnerShip” service provided to PartnerSource retainer clients.

DWC Form-007, Employers Report of Non-Covered Employee’s Occupational Injury or Disease

  • Notifies DWC that an employer had a reportable work-related injury, illness or fatality
  • Must be filed no later than the 7th day of the month following any month in which (1) a work-related death occurred, (2) an employee was absent form work for more than one day as a result of a work-related injury (even if no benefits are payable), or (3) the employer acquired knowledge of an occupational disease.
  • These forms are filed by your claims administrator.

Under the Texas Administrative Code, penalties for noncompliance can be up to $25,000 per day/per violation.  Forms are found at https://www.tdi.texas.gov/forms/form20numeric.html.

PartnerSource helps clients stay on top of important state and federal reporting deadlines. For more information, contact your PartnerSource Team Leader or Director, or Kelly Jones at kjones@partnersource.com.

 

Texas Nonsubscriber Insurance Market Insights

After more than a decade of hyper-competition that has driven soft (low premium) pricing from innovative insurers, the market for Texas injury benefit programs has experienced significant change in the past year.  Since early 2019, we’ve seen some restraint in the availability of high coverage limits and first dollar defense.  Pricing has also increased as underwriters become more selective in the risks they will insure. Here’s why.

Five Questions with: Gabe Saenz

Meet Gabe Saenz, senior team coordinator at PartnerSource, who has been with us for two years. Get to know Gabe.

Passion to Improve Outcomes for Texas injured workers

Who is the PartnerSource customer?
Bill Minick, chairman of PartnerSource, discusses the company’s focus.

Visit with PartnerSource at…

  • Workers’ Compensation Research Institute – Boston, MA, March 5-6
  • Insurance Council of Texas Workers’ Comp Seminar – Austin, TX, April 2
  • RIMS Annual Conference – Denver, CO, May 3-6 at Booth #1444
  • Texas DWC Annual Conference – Austin, TX, May 19-21
  • CLM Workers Compensation and Retail, Restaurant & Hospitality Conference – Chicago, IL, May 20-21
  • ARAWC Annual Meeting – Irving, TX, September 30

AND DON’T MISS the PartnerSource Employers’ Conference – Irving, TX, September 30 - October 2

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